Linda Johnson
Map of Oak Terrace
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Neighborhood · Bradenton, Florida

Oak Terrace

Small-scale Bradenton living with real value

3

Homes for sale

$386,000

Median list price

$278

Avg price / sqft

9

Median days on market

Search Oak Terrace on the map

Oak Terrace is a compact, easygoing pocket of Bradenton in Manatee County, the kind of place where the housing sits on a human scale and pool homes are the norm rather than the exception. It sits within easy reach of established neighbors like Oneco and Bay Shore Gardens, and it's zoned to Braden River schools that pull families to this side of town. If you want a straightforward single-family home without the sprawl of a big master-planned community, this is a spot worth watching.

The market here is tight and quick — just three active listings right now, a median list price of $386,000, and homes moving in about nine days. Over the past year, the three homes that sold went for a median of $355,000 and sellers collected 100% of asking on average, so there's little room to lowball. Compare it against nearby Braden River East and the broader pool of Bradenton homes for sale to see how the value stacks up before you write an offer.

Oak Terrace is a community in Bradenton, Florida.

Quick facts

$350,000$420K price range

1,349 sqft median home

$14/mo median HOA

$3,500/mo median rent

3 sold in 12 months

On the market now

Homes for sale in Oak Terrace

Every active listing inside the Oak Terrace boundary

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Find your fit

Browse Oak Terrace

By feature — on the live map

Where the market lives

2
1
$300K–$400K$400K–$500K

The numbers that matter

The Oak Terrace market

3

Sold, last 12 months

$355,000

Median sold price

100%

Sale-to-list ratio

What sellers actually get vs asking

48 days

Median time to sell

Oak Terrace vs Bradenton

Median list price

Oak Terrace$386K
Bradenton Co.$396K

Price per sqft

Oak Terrace$278
Bradenton Co.$264

Days on market

Oak Terrace9d
Bradenton Co.53d

Median sold price — 3-yr, 3-mo rolling

7.8% yr/yr

$320K$353K$385KSep ’23Mar ’26

Homes sold per month

012Sep ’23Mar ’26

Live Stellar MLS data — every listing and closed sale inside the Oak Terrace boundary. Rolling medians smooth single-month swings in small communities.

For the school run

Schools Oak Terrace is zoned for

Attendance boundaries overlapping this community — always verify zoning with the district.

What it really costs

Owning here

Owning the median Oak Terrace home

$2,485/mo

Principal & interest $2,034
Property tax $227
HOA / fees $14
Insurance (est.) $210

$386,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$14/mo

Median HOA

From current listings inside the boundary

$3,500/mo

Median rent

Homes for rent inside the boundary

Population

376

Median age

55

Median income

$47,253

Median home value

$315,800

Beyond the listings

Living in Oak Terrace

Active

Top 2% in the U.S.

Fitness Obsession

Passionate about strength training, this population relies heavily on the encouragement of the exercise community. While these people seek the latest fitness techniques, they're also interested in supplements and equipment.

Appearance oriented

Top 2% in the U.S.

Body Art

Who says the body isn't a canvas? This population loves talking about tattoos, body art and piercings.

Relationships

Top 3% in the U.S.

Happily Ever After

Whether it's the stress of wedding planning or looking back on that special day, this population has their eyes and hearts focused on lifelong commitment.

Entertainment

Top 4% in the U.S.

Lighthearted Fun

This population is all about keeping the mood light and good, clean fun. Common activities include spending time outdoors, catching up with friends, and dancing.

Hobbies & Interests

Top 5% in the U.S.

Engine Enthusiast

This population loves working on and showing off their cars, trucks and motorcycles. You can find them researching car shows and the hottest models on the lot.

Hobbies & Interests

Top 5% in the U.S.

Handcrafted

The only thing more beautiful than handmade decor? The hands that made it. This population appreciates the time and care put into one-of-a-kind pieces.

People who close here

Our Bradenton experts

Straight answers

Oak Terrace FAQs

Is Oak Terrace a good place to live?+

It's a good fit if you want a manageable, single-family Bradenton neighborhood with pool homes and Braden River school zoning. All three current listings come with a pool, and the area sits close to established communities like Heritage Harbour for shopping and amenities. The scale is small and quiet, which appeals to buyers who don't want a sprawling development.

Is Oak Terrace expensive?+

It's moderately priced for Bradenton, with a median list price of $386,000 and listings running from $350,000 to $420,000. At an average of $278 per square foot on a median home size of about 1,349 square feet, you're paying for compact, functional homes rather than square footage. There are no $1M-plus listings here, so it stays firmly in the mid-market range.

What do homes cost in Oak Terrace?+

Active listings are priced at a median of $386,000, while the three homes sold over the past year closed at a median of $355,000. With sellers averaging 100% of asking, the gap between list and sold price is thin. Expect to compete near full price on anything that's move-in ready.

How is the market in Oak Terrace?+

It's fast and tight — only three active listings and a median of nine days on market. Sellers are getting 100% of asking on average, which tells you demand outpaces the limited supply. Buyers should have financing lined up and be prepared to move quickly when the right home lists.

What about HOA fees and property taxes?+

Carrying costs here are low: the median HOA is just $14 a month and median property tax runs about $2,728 a year. That keeps monthly ownership costs reasonable compared with heavily amenitized communities. If you'd rather rent first, the median rent in the area is around $3,500 a month.

Keep exploring

More Bradenton neighborhoods

Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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