2232 PINE TERRACE, SARASOTA, FL, 34231
Active1805 days on marketListed Aug 20, 2021MLS #A4510183
About this home
2232 PINE TERRACE
Welcome to Turtle House! This stunning 3-bedroom, 2-bath home with a pool is located in the heart of Sarasota. This home has been recently updated and offers a spacious backyard for you to entertain the whole family! Located only 12 minutes from the world-famous Siesta Key Beach and another three minutes away is Siesta Key Village, which is known for its exquisite restaurants and endless activities! Upon entering, you will find an open concept floor plan with plenty of natural light. There are gorgeous vinyl wood floors that run throughout the entire home. The living room has two large leather couches and is the perfect spot to relax after a day by the pool! Adjacent is the giant chef’s kitchen that boasts gorgeous navy cabinets, with a stunning grey quartz countertop. The dining room has a darling chandelier with seating for up to six. Your spacious master suite awaits! This room has a king-size bed, a 42” Smart TV, and private access to the pool area. Attached is the spa-inspired master bath. There is a gorgeous dual vanity, a large walk-in shower, and a free-standing soaking tub that has gorgeous views of the pool and backyard! The second bedroom has a queen-size bed and offers plenty of space to kick back and unwind after a day of adventure. The second bathroom boasts a gorgeous vanity and a large shower/tub combo. The third bedroom has two full-size beds with plenty of space for your personal belongings. Time to head outside! There is a couch that can accommodate up to four comfortably, along with four chaise lounges for you to soak up that Florida sunshine! The large caged-in pool is rectangular shaped and has a gorgeous tile backsplash. In addition, there is an outdoor shower for you to rinse off before heading in/out! Through the screened door, you will find the newly and completely renovated back yard which has been professionally landscaped and includeds, a fire pit surrounded by four Adirondack chairs, a corn hole set, and a hammock for your enjoyment. Just 7 miles from the world-famous St. Armand’s Circle, which offers endless boutique shopping and dining experiences, or you can enjoy an array of artistic events in Downtown Sarasota, such as the Sarasota Opera, the Sarasota Orchestra, ballet, theatre, the infamous Ringling Art Museum, Maria Selby Botanical Gardens, and Marina Jacks for boat tours. If you love outdoor adventures, come get lost amid the labyrinth of mangrove tunnels and explore their unique ecosystem aboard a rented kayak or stand-up paddleboard in South Lido Beach Park, or hike the Northern Nature Trail. This area seamlessly combines the energy and vibe of Downtown Sarasota cosmopolitan life with a seaside paradise that you don't want to miss. One visit to this St. Armand’s and you won't want to leave. House Rule: Not Pets. No smoking. No burning candles inside of lodging. No parties. This home has high speed internet with great WiFi service throughout, making it the perfect place for your workcation! Pool heating is optional, for an additional non-refundable fee of $25 per day + taxes to be paid directly to the management company after the reservation is confirmed. **Taxes and fees not included.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,557
Sqft
0.33 ac
Lot size
1
Garage
1963
Year built
One
Levels
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$566 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$566/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs RIDGEWOOD
$5 vs $208
Days on market
1805 vs 58 typical
Where $5/sqft sits among the 17 homes for sale in RIDGEWOOD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgewood
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Ridgewood — neighborhood snapshot
Population
656
Median age
45
Median income
$59,241
Median home value
$447,200
Avg household
2
Households w/ children
49%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
9 of 17
RIDGEWOOD have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% below the SARASOTA 34231 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 2232 PINE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$257,900
7841 ROYAL STEWART DRIVE · same community
3 bd · 2 ba · 1,584 sqft · $163/sqft · 63 DOM
Sold · Nov ’25$339,000
7826 KINROSS DRIVE · same community
3 bd · 2 ba · 1,595 sqft · $213/sqft · 83 DOM
Sold · Jun ’26$300,000
7944 ROYAL STEWART DRIVE · same community
3 bd · 2 ba · 1,595 sqft · $188/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Linda Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2232 PINE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2232 PINE TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Linda's phone and CRM.
Straight answers
2232 PINE TERRACE FAQs
What would the monthly payment be for 2232 PINE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $566/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2232 PINE TERRACE?+
The most recent tax bill on record (2021) was $4,261. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2232 PINE TERRACE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $8,000, this home is listed about 99% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2232 PINE TERRACE?+
Phillippi Shores Elementary School (elementary), Riverview High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SARASOTA 34231 market on paper
$8,000 is 96% below the SARASOTA 34231 median of $203,500, and at $5/sqft it sits under the Sarasota average of $496.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
1805 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Phillippi Shores Elementary School, Riverview High School, Brookside Middle School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GULF COAST REALTY & MANAGEMENT · Andy Moore. MLS #A4510183.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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