247 PALM LANE, PALMETTO, FL, 34221
Active275 days on marketListed Nov 3, 2025MLS #A4669882
About this home
247 PALM LANE
Fully furnished. Sold turnkey — just pack your bag! This barely-used seasonal home is truly move-in ready and in MINT condition. Featuring 2 bedrooms, 1 bath, central heat & air, and rare parking for 2 cars, this immaculate property offers comfort and ease from day one. Recent upgrades include a new roof, providing added peace of mind. Home includes a stackable washer/dryer. High and dry! Located in a desirable 55+ socially active waterfront community on the Manatee River with direct Gulf access, you’ll enjoy Florida living at its finest. Low HOA fee of $195/month with optional amenities including boat dock rental ($300/yr) and boat/trailer storage ($300/yr). Community amenities include a pool, clubhouse, pool table, shuffleboard, kayak launch, and boat ramp — perfect for seasonal or year-round living. Enjoy a peaceful stroll to Connor Park, or take a quick drive to waterfront restaurants, Downtown Bradenton dining, rooftop bars, and boutique shops. Just minutes to the beautiful beaches of Anna Maria Island — live the sunshine lifestyle you’ve been dreaming of!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
714
Sqft
0.06 ac
Lot size
1967
Year built
Multi/Split
Levels
$133
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,041 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,041/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.7%
$/sqft vs Palmetto actives
$133 vs $209
Days on market
275 vs 54 typical
Where $133/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
223 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% below the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 247 PALM LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$137,500
238 PALM LANE · same community
2 bd · 2 ba · 804 sqft · $171/sqft · 168 DOM
Sold · Jan ’26$55,000
267 MELODY LANE · same community
1 bd · 1 ba · 552 sqft · $100/sqft · 233 DOM
Sold · May ’26$75,000
171 4TH STREET W · same community
1 bd · 1 ba · 552 sqft · $136/sqft · 151 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Linda Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 247 PALM LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 247 PALM LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Linda's phone and CRM.
Straight answers
247 PALM LANE FAQs
What would the monthly payment be for 247 PALM LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,041/mo — principal and interest, the actual property-tax bill, the $195/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 247 PALM LANE?+
The association fee works out to $195 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 247 PALM LANE?+
The most recent tax bill on record (2024) was $1,011. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 247 PALM LANE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $95,000, this home is listed about 76% below the Palmetto median of $395,318. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Palmetto market on paper
$95,000 is 76% below the Palmetto median of $395,318, and at $133/sqft it sits under the Palmetto average of $233.
02Time on market is leverage
275 days on market against a Palmetto median of 54 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $110,000, now $95,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARCUS & COMPANY REALTY · Kerre Allman. MLS #A4669882.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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