, SEBASTIAN, FL, 32958
Active69 days on marketListed May 12, 2026MLS #B26027451
About this home
Beautiful 2018, 3 Bedroom 2 1/2 Bath, large 2 car garage, tile roof. This home is in highly sought out Cross Creek Estates. Recently renovated, double front door, open and bright floor plan, high ceilings, 3 sliders that flow to the heated salt water pool and screened Lanai. New granite, large impact windows, primary and guest en-suites, large walk-in-closets, all SS appliances, large eat in kitchen with island that seats 6 plus separate dining room, wood plant tile floors, large driveway, great location, minutes from restaurants, entertainment, beaches and shopping. rmszappr&sub2err
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,986
Sqft
0.28 ac
Lot size
2
Garage
2018
Year built
1
Levels
$329
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,523 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,523/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.8%
$/sqft vs Sebastian actives
$329 vs $225
Days on market
69 vs 42 typical
Where $329/sqft sits among the 109 Sebastian actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cross Creek Lake Estates
Get to know Sebastian. See the full Sebastian guide →
Cross Creek Lake Estates — neighborhood snapshot
Population
205
Median age
62
Median income
$81,490
Median home value
$343,300
Avg household
2
Households w/ children
6%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebastian market
$250K → $348K
Sebastian median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
22 of 109
Sebastian actives have cut their price
Median sold price, Sebastian, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 80% above the SEBASTIAN 32958 median. See the full Sebastian market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$427,500
722 Yearling Trail, Sebastian FL 32958 · same community
3 bd · 2 ba · 1,813 sqft · $236/sqft · 42 DOM
Sold · Aug ’25$435,000
107 Paddock St, Sebastian FL 32958
3 bd · 2 ba · 1,980 sqft · $220/sqft · 45 DOM
Sold · Jul ’26$390,000
650 Helicon Terrace, Sebastian FL 32958
3 bd · 2 ba · 1,886 sqft · $207/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Linda Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Linda's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,523/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $5,921. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebastian?+
At $654,000, this home is listed about 96% above the Sebastian median of $334,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Pelican Island Elementary School (elementary), Sebastian River High School (high), Storm Grove Middle School (middle) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$654,000 runs 80% above the SEBASTIAN 32958 median — but at 1,986 sqft it's also 22% larger than the typical Sebastian listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $665,000, now $654,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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