1204 E GIBSON STREET, ARCADIA, FL, 34266
Active1 days on marketListed Jul 27, 2026MLS #C7528859
About this home
1204 E GIBSON STREET
Move-in ready and full of valuable updates! This well-maintained 3-bedroom, 2-bath concrete block home offers a functional split-bedroom floor plan with comfortable living spaces and an open layout perfect for everyday living. The kitchen features ample cabinetry and a breakfast bar overlooking the main living area, making it ideal for entertaining. The primary suite includes a beautifully updated walk-in shower completed in 2020. Enjoy peace of mind with major improvements already completed, including a new roof and A/C in 2020, water heater replaced in 2023, and the septic system pumped in February 2026. Conveniently located near schools, shopping, dining, and historic downtown Arcadia, this home offers both comfort and convenience. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment property, this home is one you won't want to miss. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,300
Sqft
0.17 ac
Lot size
2000
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,014 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,014/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.2%
Days on market
1 vs 35 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Arcadia
Get to know Arcadia. See the full Arcadia guide →
ARCADIA 34266 — neighborhood snapshot
Population
29,065
Median age
39.7
Median income
$47,414
Median home value
$144,600
Avg household
2.55
Households w/ children
3,349
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Arcadia market
$280K → $260K
Arcadia median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the ARCADIA 34266 median. See the full Arcadia market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Linda Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1204 E GIBSON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1204 E GIBSON STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Linda's phone and CRM.
Straight answers
1204 E GIBSON STREET FAQs
What would the monthly payment be for 1204 E GIBSON STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,014/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1204 E GIBSON STREET?+
The most recent tax bill on record (2025) was $3,332. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Arcadia?+
At $249,000, this home is listed about 32% below the Arcadia median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1204 E GIBSON STREET?+
West Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of TURNER REALTY, INC. · Kayla Shelfer. MLS #C7528859.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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