645 BLACK EAGLE DRIVE, GROVELAND, FL, 34736
Active1 days on marketListed Jul 31, 2026MLS #G5115821
Come see it
Upcoming open house
Sat, Aug 1
12:00 PM – 2:00 PM
New Groveland Listing welcomes all to come tour this amazing 1/2 acre canal lot home. See you tomorrow!
About this home
645 BLACK EAGLE DRIVE
GROVELAND WATERFRONT HOME! Welcome to this beautifully maintained 4-BEDROOM, 2-BATHROOM home located in the desirable EAGLE POINTE community of Groveland. Built in 2018, this ONE-OWNER HOME offers 1,860 SQUARE FEET of living space and sits on a spacious ½-ACRE CANAL FRONT LOT with NO REAR NEIGHBORS, providing added privacy and room to enjoy the outdoors. As you enter the home, you are welcomed by a spacious foyer, HIGH CEILINGS, and a desirable SPLIT-BEDROOM FLOOR PLAN. The open-concept layout is designed for both everyday living and entertaining, with the kitchen overlooking the living and dining areas while offering peaceful backyard and canal views. The recently remodeled kitchen features 42-INCH CABINETS, QUARTZ COUNTERTOPS, A MATCHING QUARTZ BACKSPLASH, STAINLESS STEEL APPLIANCES, AND A LARGE BAR-TOP ISLAND, creating a functional and inviting space for cooking and gathering. The private primary suite includes an oversized walk in closet and an ensuite bathroom with DUAL RAISED-HEIGHT VANITIES, A SOAKING TUB, AND A SEPARATE WALK-IN SHOWER. Three additional bedrooms provide flexibility for family, guests, or a home office and share a full guest bathroom. WINDOW TINT THROUGHOUT the home helps improve energy efficiency and enhances year-round comfort. Step outside to the COVERED, SCREENED-IN LANAI, an ideal place to relax while enjoying the peaceful backyard setting. The oversized ½-ACRE LOT offers plenty of room to add a PRIVATE POOL, expand your outdoor living space, or create the backyard you've always envisioned. The property backs to a canal with access to CHERRY LAKE AND THE CLERMONT CHAIN OF LAKES, offering a unique opportunity for buyers who enjoy boating, fishing, kayaking, and Florida's outdoor lifestyle. Residents of Eagle Pointe enjoy a LOW HOA. The home is also just minutes from the high school, shopping, restaurants, medical facilities, and the nearby cities of Clermont, Minneola, and Mascotte. Groveland continues to be one of Central Florida's fastest-growing communities, offering easy access to LAKE COUNTY'S PARKS, LAKES, BOAT RAMPS, HIKING AND BIKING TRAILS, AND OUTDOOR RECREATION. Commuters will appreciate the close proximity to FLORIDA'S TURNPIKE, US-27, SR-50, AND ORLANDO INTERNATIONAL AIRPORT, while world-famous attractions including WALT DISNEY WORLD, UNIVERSAL ORLANDO RESORT, AND SEAWORLD are all within an easy drive. This move-in-ready home combines modern updates, an oversized homesite, waterfront surroundings, and a highly desirable location, making it an exceptional opportunity to enjoy the best of Groveland living. Schedule your private showing
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,860
Sqft
0.49 ac
Lot size
2
Garage
2018
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,039 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,039/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.5%
$/sqft vs Groveland actives
$220 vs $202
Days on market
1 vs 43 typical
Where $220/sqft sits among the 227 Groveland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Eagle Pointe, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,500/mo median
Live Groveland rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Eagle Pointe
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Eagle Pointe is a short-term-rental community. See the full guide →
The numbers that matter
The Groveland market
$381K → $385K
Groveland median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
114 of 227
Groveland actives have cut their price
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the Groveland median. See the full Groveland market guide →
Paper trail
This home's history
Reality check
What actually sold near 645 BLACK EAGLE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$335,000
720 BLACK EAGLE DRIVE · same community
3 bd · 2 ba · 1,895 sqft · $177/sqft · 74 DOM
Sold · Jan ’26$375,000
506 EAGLE POINTE N · same community
4 bd · 2 ba · 1,822 sqft · $206/sqft · 6 DOM
Sold · Oct ’25$359,000
4611 EAGLET LANE · same community
4 bd · 2 ba · 1,915 sqft · $187/sqft · 157 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Linda Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 645 BLACK EAGLE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 645 BLACK EAGLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Linda's phone and CRM.
Straight answers
645 BLACK EAGLE DRIVE FAQs
What would the monthly payment be for 645 BLACK EAGLE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,039/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 645 BLACK EAGLE DRIVE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 645 BLACK EAGLE DRIVE?+
The most recent tax bill on record (2025) was $3,010. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 645 BLACK EAGLE DRIVE be rented short-term?+
Yes — this home sits inside Eagle Pointe, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 645 BLACK EAGLE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Groveland?+
At $410,000, this home is listed about 3% above the Groveland median of $400,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Zoned for nightly rentals
Eagle Pointe is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Groveland market that averages 43 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of OPTIMA ONE REALTY, INC. · Lindsey Barker. MLS #G5115821.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Groveland homes, in your inbox
Like 645 BLACK EAGLE DRIVE but not quite? A daily digest of every new listing in Groveland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Linda to ping you on any price or status change →