3602 NW 55TH LANE, GAINESVILLE, FL, 32653
Active8 days on marketListed Jul 27, 2026MLS #GC542248
About this home
3602 NW 55TH LANE
Welcome to this beautifully upgraded 3 bedroom 2 bathroom in Cottage Grove! This residence offers the perfect blend of comfort, privacy, and convenience. Step inside to discover a thoughtfully designed layout featuring a spacious living room perfect for entertaining, accented by natural light pouring in through expansive windows. The chef-inspired kitchen features Quartz countertops, soft-close wood cabinets, stainless steel appliances, and a breakfast bar with pendant lights. The living area has double doors leading to a lovely patio with pavers and the side yard. A peaceful sitting area ideal for enjoying morning coffee while watching the sun rise across the field or for evening breezes. Across the home, there are two additional bedrooms and a full bathroom, providing ample accommodation and closet space. These additional bedrooms provide versatility for guests. Recent updates include new vinyl flooring throughout the home and a full-house interior repaint. The large primary suite has a luxury bathroom with Corian countertops, a huge walk-in closet, and trey ceilings. The community has 17 homes on a cul-de-sac, so no through traffic. Fenced yard, utility shed, fire pit, and a beautiful pasture behind the property. The home is on city water and sewer. Great location with easy access to UF, Shands, VA, Celebration Point, and easy access to all parts of Gainesville. Schedule your showing today and make this exceptional residence your new home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,482
Sqft
0.15 ac
Lot size
2
Garage
2013
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,793 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,793/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.3%
$/sqft vs Gainesville actives
$228 vs $198
Days on market
8 vs 45 typical
Where $228/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Appletree
Get to know Gainesville. See the full Gainesville guide →
Appletree — neighborhood snapshot
Population
261
Median age
43
Median income
$103,889
Median home value
$265,400
Avg household
2
Households w/ children
39%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $323K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the GAINESVILLE 32653 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 3602 NW 55TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$349,000
3515 NW 39TH PLACE
3 bd · 2 ba · 1,480 sqft · $236/sqft · 33 DOM
Sold · May ’26$280,000
3525 NW 22ND TERRACE
4 bd · 2 ba · 1,473 sqft · $190/sqft · 110 DOM
Sold · Nov ’25$307,000
3685 NW 26TH STREET
3 bd · 2 ba · 1,492 sqft · $206/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Linda Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3602 NW 55TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3602 NW 55TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Linda's phone and CRM.
Straight answers
3602 NW 55TH LANE FAQs
What would the monthly payment be for 3602 NW 55TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,793/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3602 NW 55TH LANE?+
The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3602 NW 55TH LANE?+
The most recent tax bill on record (2025) was $5,303. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3602 NW 55TH LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $337,500, this home is listed about 14% above the Gainesville median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3602 NW 55TH LANE?+
C. W. Norton Elementary School (elementary), Westwood Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP- TIOGA · Kyle Hoppenworth. MLS #GC542248.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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