4519 ASHFORD DRIVE, WINTER HAVEN, FL, 33880
Active0 days on marketListed Aug 5, 2026MLS #L4964004
About this home
4519 ASHFORD DRIVE
Beautifully maintained 3-bedroom, 2.5-bath home on a spacious 0.30-acre lot in the desirable Lake Thomas Woods community with NO HOA! This inviting two-story home features an open floor plan with soaring 17-foot ceilings in the living room, abundant natural light, and a cozy wood-burning fireplace. The remodeled kitchen is designed for both style and functionality, offering granite countertops, a breakfast bar, limestone backsplash, closet pantry, and an adjoining dinette with a built-in desk and sliding glass doors leading to the patio. A separate formal dining room provides the perfect space for entertaining. The first-floor primary suite offers a private retreat with an ensuite bath featuring dual vanities, a garden tub, a separate multi-head shower, and a spacious walk-in closet. The main level also includes a convenient laundry room and half bath for guests. Upstairs, you'll find a versatile loft overlooking the living room—ideal as a home office, playroom, or media space—along with two additional bedrooms and a full bathroom. Additional highlights include recessed lighting, a security system, an automatic irrigation system, and a roof replaced in 2020. Step outside to your private, fully fenced backyard, perfect for entertaining or relaxing. Enjoy the charming grapevine-covered gazebo, spacious patio, and above-ground pool—creating the ideal setting for outdoor gatherings and everyday enjoyment. This move-in ready home combines comfort, space, and convenience in an established neighborhood close to shopping, dining, schools, and major roadways. Don't miss your opportunity to make this exceptional property your new home!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,039
Sqft
0.3 ac
Lot size
2
Garage
1997
Year built
Two
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,746 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,746/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Winter Haven actives
$189 vs $170
Days on market
0 vs 47 typical
Where $189/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
194 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the Winter Haven median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 4519 ASHFORD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$290,000
4525 ASHFORD DRIVE · same community
3 bd · 2 ba · 2,434 sqft · $119/sqft · 24 DOM
Sold · Aug ’25$295,000
18 CACTUS CIRCLE E
3 bd · 2 ba · 1,998 sqft · $148/sqft · 7 DOM
Sold · Jun ’26$270,000
3952 WARBLER DRIVE
4 bd · 3 ba · 2,101 sqft · $129/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Linda Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4519 ASHFORD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4519 ASHFORD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Linda's phone and CRM.
Straight answers
4519 ASHFORD DRIVE FAQs
What would the monthly payment be for 4519 ASHFORD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,746/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4519 ASHFORD DRIVE?+
The most recent tax bill on record (2025) was $1,788. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4519 ASHFORD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $385,000, this home is listed about 35% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$385,000 runs 35% above the Winter Haven median — but at 2,039 sqft it's also 22% larger than the typical Winter Haven listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Listed today in a Winter Haven market that averages 47 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LOCKHART & ASSOCIATES INC · Amy Reynolds. MLS #L4964004.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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