Linda Johnson
$595,900$629,9004 bd2.5 ba2,200 sqft$271 /sqft$4,041 /mo all-in ↓

39641 ROYAL TRAILS ROAD, EUSTIS, FL, 32736

Active133 days on marketListed Mar 12, 2026MLS #O6389643

Reduced $34KWaterfrontSingle Family ResidenceROYAL TRAILS UNIT 01

About this home

39641 ROYAL TRAILS ROAD

NEW PRICE IMPROVEMENT! Rare Find!! Modern Farmhouse Luxury + Ultimate 936 Sq Ft Custom Workshop on 1.5+ Pond/Reserve-front Acres with NO front or rear neighbors, ever! Skip the cookie-cutter neighborhoods. Welcome to your ultra-private oasis where you will never have front or rear neighbors! Fronting a beautiful state-protected preserve and backing up to a serene pond and beautiful trees, this nearly-new 2023 build offers the peaceful, unrestricted lifestyle you’ve been looking for. The crown jewel of this property is the brand-new, $50,000+ HUGE custom metal workshop added in 2025. Complete with its own dedicated driveway (which is rarely allowed in this community), this is a dream setup for car collectors, RV/boat owners, hobbyists, or mechanics. Inside the Home (2023 Build): Modern Farmhouse Elegance: Light, bright, and open-concept living. Chef’s Kitchen: Stunning quartz countertops, 42" soft-close cabinets, and a massive island perfect for entertaining. Spacious & Airy: Soaring 9’ to 10’ ceilings throughout the home. Premium Upgrades: Includes a whole-home water softener and newly installed 6” seamless gutters. The Workshop & Grounds: The Ultimate Toy Garage: 26’ x 36’ (936 Sq Ft) custom metal building with towering 10’3” ceilings, giant rolling door and a wide-open interior, with a RARE very long, dedicated driveway! Bring Everything: Absolutely NO parking restrictions for your RVs, boats, work trucks, or utility trailers. Guaranteed Privacy: Enjoy your morning coffee on your wide front porch viewing the preserve, and your evening gazing at sunsets and spotting wildlife around the pond. Community & Lifestyle: Equestrian Friendly: Zoned for horses! Water Access: Enjoy deeded access to beautiful and natural Lake Norris. Incredible Value: All of this with a remarkably low HOA of just $92/year. Why wait to build from scratch when you can have a fully upgraded, move-in-ready home with nature views and a massive custom workshop already completed? Schedule your private tour today before this unique estate is gone!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,200

Sqft

1.51 ac

Lot size

2

Garage

2023

Year built

One

Levels

$271

Per sqft

WaterfrontTrees/Woods & Water viewNegotiablePets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesEast
ParkingDriveway · Garage Door Opener · Off Street
ExteriorIrrigation System · Private Yard · Rain Gutters · Sliding Doors · Storage

Community & fees

HOA fee$8/mo
Taxes (2025)$5,211/yr
PetsYes
CommunityDock · Fishing · Lake · Water Access · Deed Restrictions · Horses Allowed · Park · Playground

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Fiber Optics · Water Connected
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,041 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,215
PMI (est., until 20% equity)$223
Property tax — 2025 actual bill$434
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,590Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,590
Interest rate6.00%
Loan term

Estimated payment

$4,041/mo

Principal & interest$3,215
PMI (est., until 20% equity)$223
Property taxes (actual bill)$434
HOA / condo fee$8
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $596K
$485KedgeAI estimate $532,693 · range $505K$549K$620K

vs edgeAI estimate

+11.9%

Days on market

133 vs 36 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Royal Trails

Map of 39641 ROYAL TRAILS ROAD inside its neighborhood boundary

Drive times from this address

Downtown Orlando51 min
Universal Orlando57 min
Walt Disney World62 min
Orlando Int’l Airport (MCO)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Eustis. See the full Eustis guide →

Royal Trails — neighborhood snapshot

Population

1,398

Median age

40

Median income

$76,028

Median home value

$228,649

Avg household

3

Households w/ children

121

For the school run

Lake County School District

ElementarySeminole Springs Elementary School★★★★★
MiddleEustis Middle School★★★★
HighEustis High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% above the EUSTIS 32736 median. See the full Eustis market guide →

Paper trail

This home's history

CurrentPrice reduced to $595,900 $34K
Mar 12, 2026Listed at $629,900 · 133 days on market since
2023Built · ROYAL TRAILS UNIT 01

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Linda Johnson

Your agent

Linda Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 39641 ROYAL TRAILS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 39641 ROYAL TRAILS ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Linda's phone and CRM.

Goes straight to Linda’s phone and CRM.

Straight answers

39641 ROYAL TRAILS ROAD FAQs

What would the monthly payment be for 39641 ROYAL TRAILS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,041/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 39641 ROYAL TRAILS ROAD?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 39641 ROYAL TRAILS ROAD?+

The most recent tax bill on record (2025) was $5,211. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 39641 ROYAL TRAILS ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eustis?+

At $595,900, this home is listed about 56% above the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to 39641 ROYAL TRAILS ROAD?+

Seminole Springs Elementary School (elementary), Eustis Middle School (middle), Eustis High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$595,900 runs 30% above the EUSTIS 32736 median — but at 2,200 sqft it's also 15% larger than the typical Eustis listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

133 days on market against a Eustis median of 36 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $629,900, now $595,900 — a $34K cut. The full history is in the market section below.

Listing courtesy of GILKEY REAL ESTATE · Laura Romot. MLS #O6389643.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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