2190 BUR OAK BLVD, ST CLOUD, FL, 34771
Active96 days on marketListed Apr 16, 2026MLS #O6399463
About this home
2190 BUR OAK BLVD
Welcome to 2190 Bur Oak Blvd, where comfort, style, and everyday living come together in the sought-after community of Live Oak Lake. Originally built by Pulte, this thoughtfully designed single-story home invites you in with inviting curb appeal, a paver driveway, and a welcoming entry that immediately sets the tone for what’s inside. Step through the front door into a bright and open layout that effortlessly connects the main living spaces. The heart of the home is the expansive living room, perfectly positioned for both relaxing evenings and entertaining, flowing seamlessly into the dining area and beautifully appointed kitchen. Here, you’ll find granite countertops, stainless steel appliances, abundant cabinetry, and a large center island ideal for gathering, prepping, or casual dining. The split floor plan offers privacy and functionality, with a spacious primary suite tucked away featuring a well-appointed en-suite bath and generous closet space. Secondary bedrooms are comfortably sized and versatile, perfect for guests, a home office, or growing households. The indoor laundry room and smart storage throughout add to the home’s practical design. Step outside and enjoy true Florida living. The screened lanai creates the perfect shaded retreat for morning coffee or evening relaxation, while the fully fenced backyard offers contained space for pets and play. A custom paver pad provides endless possibilities: a firepit lounge, outdoor dining space, party or sundeck. Beyond the home, Live Oak Lake enhances your lifestyle with no CDD fees and exceptional community amenities including a resort-style pool, cabana, playground, and scenic walking paths. A unique bonus is the dedicated RV and boat storage facitliy just outside the community, an incredible convenience for outdoor enthusiasts. Location is where this home truly shines. Situated in Saint Cloud, you’re just minutes from Lake Nona’s Medical City, UCF College of Medicine, Valencia College, and other top higher education institutions. Major employers, Orlando International Airport, and key roadways including the Florida Turnpike and SR 417 provide easy connectivity. Everyday conveniences like shopping, dining, and entertainment are all close by, offering both accessibility and quality of life. This home delivers the perfect blend of thoughtful design, outdoor enjoyment, and a prime Central Florida location. Schedule your private tour today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,725
Sqft
0.14 ac
Lot size
2
Garage
2019
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,312 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,312/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.9%
$/sqft vs LIVE OAK LAKE PH 1
$217 vs $179
Days on market
96 vs 33 typical
Where $217/sqft sits among the 7 homes for sale in LIVE OAK LAKE PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
4 of 7
LIVE OAK LAKE PH 1 have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2190 BUR OAK BLVD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$373,000
2130 BUR OAK BOULEVARD · same community
4 bd · 2 ba · 1,610 sqft · $232/sqft · 70 DOM
Sold · Apr ’26$400,000
5225 CHICKADEE STREET · same community
3 bd · 2 ba · 1,341 sqft · $298/sqft · 126 DOM
Sold · Jul ’25$440,000
1960 JAN LAN BOULEVARD
3 bd · 2 ba · 1,771 sqft · $248/sqft · 205 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Linda Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2190 BUR OAK BLVD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2190 BUR OAK BLVD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Linda's phone and CRM.
Straight answers
2190 BUR OAK BLVD FAQs
What would the monthly payment be for 2190 BUR OAK BLVD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,312/mo — principal and interest, the actual property-tax bill, the $111/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2190 BUR OAK BLVD?+
The association fee works out to $111 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2190 BUR OAK BLVD?+
The most recent tax bill on record (2025) was $8,009. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2190 BUR OAK BLVD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $375,000, this home is listed about 12% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2190 BUR OAK BLVD?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34771 market on paper
$375,000 is 12% below the ST CLOUD 34771 median of $424,990, and at $217/sqft it sits under the St Cloud average of $236.
02Time on market is leverage
96 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $385,000, now $375,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Stacie Brown Kelly. MLS #O6399463.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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