6436 FIG LEAF STREET, ST CLOUD, FL, 34771
Active66 days on marketListed May 16, 2026MLS #O6408511
About this home
6436 FIG LEAF STREET
Beautiful 3-bedroom, 2-bath home built in 2001 offering 1,504 sq ft of well-designed living space in a quiet St. Cloud neighborhood. This home features a newer 2021 roof and a recently updated kitchen, providing peace of mind and modern convenience for the next owner. The open layout provides a comfortable flow between the main living areas, making the home feel bright and functional. A versatile flex space adds additional options for a home office, playroom, or guest area. The property is vacant and move-in ready, allowing for a quick and easy closing. Residents enjoy convenient access to nearby shopping, dining, and everyday essentials, along with community lake access to East Lake Tohopekaliga and the Chain of Lakes for boating and outdoor recreation. The area continues to benefit from nearby new schools and ongoing transportation improvements, including expanded roadway projects improving connectivity between St. Cloud and the greater Orlando area. A comfortable Central Florida home ready for its next owner.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,504
Sqft
0.2 ac
Lot size
2
Garage
2001
Year built
One
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,708 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,708/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.4%
$/sqft vs St Cloud actives
$239 vs $220
Days on market
66 vs 33 typical
Where $239/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
191 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 6436 FIG LEAF STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$310,000
6489 CREATION STREET · same community
3 bd · 2 ba · 1,520 sqft · $204/sqft · 113 DOM
Sold · Jul ’26$345,000
6476 EVE STREET · same community
3 bd · 2 ba · 1,732 sqft · $199/sqft · 10 DOM
Sold · May ’26$275,000
6459 FALL STREET · same community
3 bd · 2 ba · 1,041 sqft · $264/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Linda Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6436 FIG LEAF STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6436 FIG LEAF STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Linda's phone and CRM.
Straight answers
6436 FIG LEAF STREET FAQs
What would the monthly payment be for 6436 FIG LEAF STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,708/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6436 FIG LEAF STREET?+
The most recent tax bill on record (2026) was $3,309. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6436 FIG LEAF STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $359,000, this home is listed about 16% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6436 FIG LEAF STREET?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6408511.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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