Linda Johnson
$2,5003 bd2 ba1,626 sqft$2 /sqft$178 /mo all-in ↓

5644 ESTERO LOOP, PORT ORANGE, FL, 32128

Active21 days on marketListed Jun 28, 2026MLS #O6420644

Priced 99% below the PORT ORANGE 32128 medianWaterfrontSingle Family ResidenceWESTPORT RESERVE PH 3

About this home

5644 ESTERO LOOP

Virtually Staged. One or more photo(s) was virtually staged. Immaculate Lakefront 2019 unfurnished home, features an inviting open floor plan with 3 bedrooms and 2 baths. Thoughtful upgrades include 42'' white shaker cabinets and quartz counter tops throughout the home, tile in the main living areas, plush carpeted bedrooms, and a laundry room just off the kitchen. Step out onto the screened lanai overlooking the lake and unwind as you enjoy breathtaking sunsets, or fire up the grill on your extended 12' x 13' open paver patio--perfect for outdoor entertaining. Westport Reserve features a beautiful community pool and sidewalks ideal for walking or jogging. Located just minutes from the Port Orange Pavilion, you'll enjoy easy access to major shopping, dining, and entertainment. Known for some of the best schools in Volusia County, Port Orange is an exceptional place to call home. 1 Pet permitted, owner might negotiate monthly rent upon reviewing credit check.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,626

Sqft

0.15 ac

Lot size

2

Garage

2019

Year built

One

Levels

$2

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Split Bedroom · Window Treatments
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

ViewWater
FacesEast
ExteriorRain Gutters · Sidewalk

Community & fees

PetsBreed Restrictions, Yes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$178 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $88Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $88
Interest rate6.00%
Loan term

Estimated payment

$178/mo

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Port Orange actives

$2 vs $219

Days on market

21 vs 37 typical

Where $2/sqft sits among the 224 Port Orange actives

0 · this home
18
118
51
17
20
$2–81$81–160$160–239$239–319$319–398$398+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Orange

Map of 5644 ESTERO LOOP

Drive times from this address

Downtown Orlando59 min
Universal Orlando69 min
Orlando Int’l Airport (MCO)73 min

Get to know Port Orange. See the full Port Orange guide →

PORT ORANGE 32128 — neighborhood snapshot

Population

22,366

Median age

48.4

Median income

$84,164

Median home value

$378,500

Avg household

2.4

Households w/ children

2,058

For the school run

Volusia County School District

ElementarySweetwater Elementary School★★★★★
MiddleSilver Sands Middle School★★★★★
HighAtlantic High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Orange market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$355K$371K

Port Orange median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

114 of 224

Port Orange actives have cut their price

Median sold price, Port Orange, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the PORT ORANGE 32128 median. See the full Port Orange market guide →

Paper trail

This home's history

Jun 28, 2026Listed at $2,500 · 21 days on market since
2019Built · WESTPORT RESERVE PH 3

Reality check

What actually sold near 5644 ESTERO LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5603 ESTERO LOOPSold · Jan ’26

$336,000

5603 ESTERO LOOP · same community

3 bd · 2 ba · 1,626 sqft · $207/sqft · 31 DOM

5601 ESTERO LOOPSold · Feb ’26

$322,000

5601 ESTERO LOOP · same community

3 bd · 2 ba · 1,476 sqft · $218/sqft · 4 DOM

5543 ESTERO LOOPSold · May ’26

$374,500

5543 ESTERO LOOP · same community

4 bd · 2 ba · 1,896 sqft · $198/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Linda Johnson

Your agent

Linda Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5644 ESTERO LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5644 ESTERO LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Linda's phone and CRM.

Goes straight to Linda’s phone and CRM.

Straight answers

5644 ESTERO LOOP FAQs

What would the monthly payment be for 5644 ESTERO LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 5644 ESTERO LOOP?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Orange?+

At $2,500, this home is listed about 99% below the Port Orange median of $367,450. The market section on this page shows how the area is trending.

Which schools are assigned to 5644 ESTERO LOOP?+

Sweetwater Elementary School (elementary), Silver Sands Middle School (middle), Atlantic High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PORT ORANGE 32128 market on paper

$2,500 is 99% below the PORT ORANGE 32128 median of $464,950, and at $2/sqft it sits under the Port Orange average of $248.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Sweetwater Elementary School, Silver Sands Middle School, Atlantic High School — Sweetwater Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of HERITAGE REALTY ASSOCIATES · Susan Mitri. MLS #O6420644.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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