Linda Johnson
$350,0003 bd2.5 ba1,602 sqft$218 /sqft$3,056 /mo all-in ↓

617 PINEBRANCH CIRCLE, WINTER SPRINGS, FL, 32708

Active1 days on marketListed Jul 30, 2026MLS #O6429343

Priced 7% below the WINTER SPRINGS 32708 medianWaterfrontFully furnishedTownhouseBARCLAY RESERVE TWNHMS

Come see it

Upcoming open house

Sat, Aug 1

11:00 AM – 2:00 PM

About this home

617 PINEBRANCH CIRCLE

Welcome to the beautiful, tree-lined, gated community of Barclay Reserve. This 3 bedroom, 2.5 bathroom, end unit townhome is offered fully furnished and move in ready. Brand new A/C July 2025, new refrigerator April 2025 and new washer & dryer May of 2023. Enjoy a waterfront view with the soothing fountain sound from the living space and two bedrooms. Both the original owner and current owner used the property as a second home which means less wear and tear. The property is less than 10 minutes away from Ovideo on the Park and 15 minutes away from UCF, making the home a perfect purchase for parents needing student housing. It’s only 2 minutes from SR-417 for easy access to the airport, 408 and I-4. 33 guest parking spaces are distributed around the circle so you don’t have to worry about dodging street parking. Peace, security and a prime location seeking its next owner.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,602

Sqft

0.03 ac

Lot size

1

Garage

2005

Year built

Two

Levels

$218

Per sqft

WaterfrontWater viewFurnished55+ community

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet · Upper Level
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener · Guest
ExteriorRain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$264/mo
Taxes (2025)$5,001/yr
PetsCats OK, Dogs OK, Number Limit
CommunityCommunity Mailbox · Deed Restrictions · Gated Community - No Guard · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,056 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$417
HOA fee — from the listing$264
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$3,056/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$417
HOA / condo fee$264
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$336KedgeAI estimate $356,788 · range $356K$358K$372K

vs edgeAI estimate

−1.9%

$/sqft vs Winter Springs actives

$218 vs $240

Days on market

1 vs 38 typical

Where $218/sqft sits among the 127 Winter Springs actives

24
28 · this home
28
28
10
9
$172–200$200–227$227–254$254–281$281–309$309+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Barclay Reserve

Map of 617 PINEBRANCH CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando21 min
Orlando Int’l Airport (MCO)30 min
Universal Orlando34 min
Walt Disney World46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Springs. See the full Winter Springs guide →

Barclay Reserve — neighborhood snapshot

Population

513

Median age

43

Median income

$71,301

Median home value

$493,500

Avg household

3

Households w/ children

92%

For the school run

Seminole County School District

HighOviedo High School★★★★
ElementaryLawton Elementary School★★★★
MiddleJackson Heights Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Springs market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$420K$462K

Winter Springs median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

88 of 127

Winter Springs actives have cut their price

Median sold price, Winter Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the WINTER SPRINGS 32708 median. See the full Winter Springs market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $350,000 · 1 days on market since
2005Built · BARCLAY RESERVE TWNHMS

Reality check

What actually sold near 617 PINEBRANCH CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

576 PINEBRANCH CIRCLESold · Jul ’26

$340,000

576 PINEBRANCH CIRCLE · same community

3 bd · 2.5 ba · 1,602 sqft · $212/sqft · 11 DOM

563 PINEBRANCH CIRCLESold · Apr ’26

$325,000

563 PINEBRANCH CIRCLE · same community

3 bd · 2.5 ba · 1,602 sqft · $203/sqft · 71 DOM

15153 STONEBRIAR WAYSold · Jul ’26

$469,000

15153 STONEBRIAR WAY · same community

3 bd · 2 ba · 1,987 sqft · $236/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Linda Johnson

Your agent

Linda Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 617 PINEBRANCH CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 617 PINEBRANCH CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Linda's phone and CRM.

Goes straight to Linda’s phone and CRM.

Straight answers

617 PINEBRANCH CIRCLE FAQs

What would the monthly payment be for 617 PINEBRANCH CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,056/mo — principal and interest, the actual property-tax bill, the $264/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 617 PINEBRANCH CIRCLE?+

The association fee works out to $264 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 617 PINEBRANCH CIRCLE?+

The most recent tax bill on record (2025) was $5,001. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 617 PINEBRANCH CIRCLE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Springs?+

At $350,000, this home is listed about 17% below the Winter Springs median of $420,000. The market section on this page shows how the area is trending.

Which schools are assigned to 617 PINEBRANCH CIRCLE?+

Oviedo High School (high), Lawton Elementary School (elementary), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the WINTER SPRINGS 32708 market on paper

$350,000 is 7% below the WINTER SPRINGS 32708 median of $374,950, and at $218/sqft it sits under the Winter Springs average of $244.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 1 day on market in a Winter Springs market that averages 38 — if it fits, move quickly.

04Strong assigned schools

Oviedo High School, Lawton Elementary School, Jackson Heights Middle School — Oviedo High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of IAD REAL ESTATE · Michelle Sims. MLS #O6429343.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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