Linda Johnson

231 RUSTIC ROAD, SATSUMA, FL, 32189

Active202 days on marketListed Dec 30, 2025MLS #OM715758

Priced 55% below the SATSUMA 32189 medianST JOHNS RIVERSIDE ESTATES

About this home

231 RUSTIC ROAD

Looking to invest in Land or Build a Home? Come take a look at this .23 acre lot. Located near main roads and highways.

Facts & features

The home at a glance

0.23 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$53/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$209 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$41
FHA mortgage insurance (est.)$3
Property tax — 2025 actual bill$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $245Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $245
Interest rate6.00%
Loan term

Estimated payment

$209/mo

Principal & interest$41
FHA mortgage insurance (est.)$3
Property taxes (actual bill)$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Satsuma

Map of 231 RUSTIC ROAD

Get to know Satsuma. See the full Satsuma guide →

SATSUMA 32189 — neighborhood snapshot

Population

5,527

Median age

53.4

Median income

$42,566

Median home value

$118,200

Avg household

2.04

Households w/ children

551

For the school run

Putnam County School District

ElementaryBrowning-Pearce Elementary School★★★★
HighPalatka Junior - Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Satsuma market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$130K$454K

Satsuma median sold, yr/yr

92.6%

Sale-to-list ratio (12 mo)

Median sold price, Satsuma, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 55% below the SATSUMA 32189 median. See the full Satsuma market guide →

Paper trail

This home's history

Dec 30, 2025Listed at $7,000 · 202 days on market since

Reality check

What actually sold near 231 RUSTIC ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

112 IVANHOE DRIVESold · May ’26

$39,900

112 IVANHOE DRIVE · same community

2 bd · 2 ba · 784 sqft · $51/sqft · 4 DOM

110 PHEASANT ROADSold · Oct ’25

$95,000

110 PHEASANT ROAD · same community

2 bd · 2 ba · 784 sqft · $121/sqft · 13 DOM

106 LAKE CIRCLESold · Apr ’26

$185,000

106 LAKE CIRCLE · same community

3 bd · 2 ba · 1,140 sqft · $162/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Linda Johnson

Your agent

Linda Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 231 RUSTIC ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 231 RUSTIC ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Linda's phone and CRM.

Goes straight to Linda’s phone and CRM.

Straight answers

231 RUSTIC ROAD FAQs

What would the monthly payment be for 231 RUSTIC ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $209/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 231 RUSTIC ROAD?+

The most recent tax bill on record (2025) was $53. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Satsuma?+

At $7,000, this home is listed about 97% below the Satsuma median of $268,000. The market section on this page shows how the area is trending.

Which schools are assigned to 231 RUSTIC ROAD?+

Browning-Pearce Elementary School (elementary), Palatka Junior - Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX PREMIER REALTY · Melissa Lebron. MLS #OM715758.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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