411 SW 38TH STREET, OCALA, FL, 34471
Active4 days on marketListed Aug 1, 2026MLS #OM723551
About this home
411 SW 38TH STREET
Welcome to your own authentic, impeccably maintained French Country Estate - a truly unique property on 1.45 acres, featuring two gracious homes with a beautiful pool area nestled in between, and your own private tennis court beyond. Mature Oaks dot The Gardens and grounds, and the fully fenced perimeter provides privacy and security, while fragrant Jasmine frame the fences and walls. Professionally Landscaped and maintained, tucked away behind a timeless stone wall along the front of the property - all this and so much more! The main house, at 3760 square feet, has a distinctly European feel from the moment you walk in through the foyer. Soaring ceilings, multiple living areas, a formal dining area, a huge stone fireplace in the family room, a Four Season Florida room overlooking the pool, 3 bedrooms and 3 full baths flanking both sides of the house, with an extra half bath on the ground floor, the entire home is intentionally designed for both socializing and privacy. The second home is built in the carriage house tradition, and matches the main house in design and feel. At 1250 square feet, with one bedroom, a large office a balcony, and two full baths, this is a perfect guest home, living quarters for other family members, or could easily be a private and separate Airbnb. This property has been impeccably maintained, and beyond reproach, with recent updates to all Major systems within the last two or three years. The seller has provided very recent home inspection reports for each home on the property that the agent will provide upon request,
Facts & features
The home at a glance
4
Bedrooms
5.5
Bathrooms
5,010
Sqft
1.45 ac
Lot size
2
Garage
1967
Year built
Three Or More
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,902 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,902/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$150 vs $187
Days on market
4 vs 49 typical
Where $150/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
162 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 148% above the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 411 SW 38TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$330,000
430 SW 43RD PLACE · same community
4 bd · 2 ba · 1,409 sqft · $234/sqft · 96 DOM
Sold · Oct ’25$1,590,000
1150 SW 43RD PLACE
4 bd · 3 ba · 4,800 sqft · $331/sqft · 125 DOM
Sold · Jun ’26$671,000
310 SW 35TH STREET
4 bd · 4.5 ba · 4,729 sqft · $142/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Linda Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 411 SW 38TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 411 SW 38TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Linda's phone and CRM.
Straight answers
411 SW 38TH STREET FAQs
What would the monthly payment be for 411 SW 38TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,902/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 411 SW 38TH STREET?+
The most recent tax bill on record (2025) was $5,033. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $749,000, this home is listed about 151% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 411 SW 38TH STREET?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$749,000 runs 148% above the OCALA 34471 median — but at 5,010 sqft it's also nearly 3 times the size of the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Ocala market that averages 49 — if it fits, move quickly.
04Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PEGASUS REALTY & ASSOC INC · Mary Mannis. MLS #OM723551.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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