637 MIDWAY DRIVE UNIT B, OCALA, FL, 34472
Active51 days on marketListed Jun 2, 2026MLS #OM725840
About this home
637 MIDWAY DRIVE UNIT B
Welcome to this beautifully remodeled second-floor condo in a 55+ community overlooking Lake Sparkle and the Silver Springs Shores Country Club golf course. With more than $45,000 in upgrades, this move-in ready home offers quality improvements throughout. The kitchen features shaker-style cabinetry, quartz countertops, stainless steel appliances, a subway tile backsplash, deep stainless steel sink, garbage disposal, upgraded lighting, reverse osmosis water system, and lake views. Porcelain wood-look tile flooring and custom wainscoting add a clean, updated feel throughout the main living areas. The enclosed lanai has been professionally upgraded with insulated walls and ceiling, impact-rated double-pane Low-E Simonton windows, waterproof luxury vinyl plank flooring, motorized solar shades, and a large utility closet for additional storage. It's the perfect place to relax and enjoy the lake and golf course views year-round. The primary suite includes plantation shutters, a walk-in closet with custom hardwood organizer, and a ceiling fan with remote. The guest bedroom also features plantation shutters, a dual-door closet, and a ceiling fan. Both bedrooms overlook the community pool area. Additional improvements include new baseboards and trim, upgraded light switches and GFCI outlets, four smoke alarms, and reinforced subflooring with cement board for added durability and sound reduction. Residents enjoy access to the Silver Springs Community Center, two heated pools, golf, and a convenient location close to shopping, dining, medical facilities, parks, and everyday conveniences. If you're looking for a well-maintained, upgraded condo with exceptional views, this one deserves a closer look.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,147
Sqft
0.01 ac
Lot size
1972
Year built
One
Levels
$102
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,357 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,357/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.7%
$/sqft vs Ocala actives
$102 vs $181
Days on market
51 vs 43 typical
Where $102/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
155 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 637 MIDWAY DRIVE UNIT B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$89,000
615 MIDWAY DRIVE UNIT B · same community
2 bd · 2 ba · 1,108 sqft · $80/sqft · 75 DOM
Sold · Nov ’25$137,900
661 MIDWAY DRIVE UNIT A · same community
2 bd · 1.5 ba · 1,097 sqft · $126/sqft · 167 DOM
Sold · Aug ’25$95,000
673 MIDWAY DRIVE UNIT B · same community
2 bd · 1.5 ba · 986 sqft · $96/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Linda Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 637 MIDWAY DRIVE UNIT B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 637 MIDWAY DRIVE UNIT B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Linda's phone and CRM.
Straight answers
637 MIDWAY DRIVE UNIT B FAQs
What would the monthly payment be for 637 MIDWAY DRIVE UNIT B?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,357/mo — principal and interest, the actual property-tax bill, the $259/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 637 MIDWAY DRIVE UNIT B?+
The association fee works out to $259 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 637 MIDWAY DRIVE UNIT B?+
The most recent tax bill on record (2025) was $2,371. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 637 MIDWAY DRIVE UNIT B?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $117,000, this home is listed about 61% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 637 MIDWAY DRIVE UNIT B?+
Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Stephanie Abbott. MLS #OM725840.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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