Linda Johnson
$325,0005 bd2.5 ba2,275 sqft$143 /sqft$2,756 /mo all-in ↓

1116 DEEPWATER CIRCLE, EAGLE LAKE, FL, 33839

Active23 days on marketListed Jun 20, 2026MLS #S5151966

Single Family ResidenceRANCHES/LK MCLEOD II

About this home

1116 DEEPWATER CIRCLE

Turn-key and move-in ready, this 2024-built 5-bedroom, 2.5-bath home sits on a fully fenced corner lot in Eagle Lake, FL. The open-concept main level features a center island kitchen that overlooks the dining and family room, ideal for entertaining. The primary suite delivers a spa-inspired ensuite with dual vanity sinks, an oversized shower, and a generous walk-in closet. A versatile upstairs loft adds flexible living space perfect for a home office, media room, or play area. Enjoy the privacy of your fully fenced backyard and the added breathing room of a premium corner lot. Newer appliances, innovative block construction, and Connected Home features come standard. The community offers a resort-style pool, cabana, playground, and sports courts, all with a low monthly HOA. Conveniently located near shopping, dining, top schools, and major roadways, with easy access to Winter Haven's Chain of Lakes Sports Complex, Legoland, and Lake Ned. This home is located in a USDA-eligible zone, making it possible to purchase with zero down payment for qualifying buyers. Up to 1% lender contribution toward buyer closing costs may be available for accepted offers with loans originated by the seller's preferred lender. Buyer must qualify. Limitations, terms, and conditions apply.

Facts & features

The home at a glance

5

Bedrooms

2.5

Bathrooms

2,275

Sqft

0.14 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$143

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorSidewalk

Community & fees

HOA fee$118/mo
Taxes (2025)$5,054/yr
PetsYes
CommunityPlayground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Phone Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,756 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$421
HOA fee — from the listing$118
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,375
Interest rate6.00%
Loan term

Estimated payment

$2,756/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$421
HOA / condo fee$118
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$280KedgeAI estimate $293,092 · range $292K$297K$338K

vs edgeAI estimate

+10.9%

$/sqft vs Eagle Lake actives

$143 vs $165

Days on market

23 vs 17 typical

Where $143/sqft sits among the 60 Eagle Lake actives

12 · this home
12
7
10
7
12
$135–146$146–157$157–168$168–179$179–191$191+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eagle Lake

Map of 1116 DEEPWATER CIRCLE

Drive times from this address

Walt Disney World59 min
Downtown Tampa59 min
Orlando Int’l Airport (MCO)70 min
Tampa Int’l Airport (TPA)73 min

Get to know Eagle Lake. See the full Eagle Lake guide →

EAGLE LAKE 33839 — neighborhood snapshot

Population

4,397

Median age

31.1

Median income

$93,229

Median home value

$234,600

Avg household

3.26

Households w/ children

625

For the school run

Polk County School District

ElementaryLake Shipp Elementary School★★★★
HighLake Region High School★★★★
MiddleWestwood Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eagle Lake market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$302K$285K

Eagle Lake median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

28 of 60

Eagle Lake actives have cut their price

Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the EAGLE LAKE 33839 median. See the full Eagle Lake market guide →

Paper trail

This home's history

Jun 20, 2026Listed at $325,000 · 23 days on market since
2024Built · RANCHES/LK MCLEOD II

Reality check

What actually sold near 1116 DEEPWATER CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1209 DEEPWATER CIRCLESold · Jul ’25

$312,000

1209 DEEPWATER CIRCLE · same community

4 bd · 3 ba · 2,333 sqft · $134/sqft · 33 DOM

1743 FOREMAN ROADSold · Jun ’26

$300,000

1743 FOREMAN ROAD · same community

4 bd · 3 ba · 2,150 sqft · $140/sqft · 77 DOM

1784 FOREMAN ROADSold · Jun ’26

$269,000

1784 FOREMAN ROAD · same community

4 bd · 2.5 ba · 2,050 sqft · $131/sqft · 26 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Linda Johnson

Your agent

Linda Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1116 DEEPWATER CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1116 DEEPWATER CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Linda's phone and CRM.

Goes straight to Linda’s phone and CRM.

Straight answers

1116 DEEPWATER CIRCLE FAQs

What would the monthly payment be for 1116 DEEPWATER CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,756/mo — principal and interest, the actual property-tax bill, the $118/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1116 DEEPWATER CIRCLE?+

The association fee works out to $118 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1116 DEEPWATER CIRCLE?+

The most recent tax bill on record (2025) was $5,054. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1116 DEEPWATER CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eagle Lake?+

At $325,000, this home is listed about 12% above the Eagle Lake median of $290,990. The market section on this page shows how the area is trending.

Which schools are assigned to 1116 DEEPWATER CIRCLE?+

Lake Shipp Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY AT THE LAKES · Jodi Lambiase. MLS #S5151966.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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