Linda Johnson
$415,0004 bd3 ba2,126 sqft$195 /sqft$3,353 /mo all-in ↓

5583 SABAL DRIVE, ST CLOUD, FL, 34771

Active10 days on marketListed Jul 10, 2026MLS #S5153149

Single Family ResidenceWIREGRASS

About this home

5583 SABAL DRIVE

Welcome home to this beautifully maintained, move-in ready residence offering the perfect blend of modern style, functional living, and an unbeatable location. Built just five years ago, this four-bedroom, three-bathroom home features a desirable open-concept design that brings the living room, dining area, and kitchen together into one spacious gathering space—perfect for everyday living and entertaining. One of the first things you'll notice is the brand-new laminate flooring that flows throughout the entire home, providing a fresh, cohesive look with **no carpet** to maintain. Neutral flooring and wall colors create a timeless backdrop, making it easy to personalize every room with your own style and décor. The well-appointed kitchen is designed for both beauty and convenience, featuring granite countertops, stainless steel appliances, an oversized pantry with exceptional storage, and plenty of workspace for meal preparation or hosting family and friends. The washer and dryer are also included, making your move even easier. The thoughtful split-bedroom layout offers flexibility for guests, a home office, or multi-purpose spaces while the three full bathrooms help everyone enjoy added comfort and convenience. Ideally located with quick access to Narcoossee Road, you'll enjoy an easy commute to Lake Nona, Orlando International Airport, Medical City, shopping, dining, and major roadways while still coming home to a welcoming neighborhood setting. With modern finishes, spacious living areas, and a location that keeps you connected to everything Central Florida has, this home is ready for its next chapter.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,126

Sqft

0.13 ac

Lot size

2

Garage

2021

Year built

One

Levels

$195

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewTrees/Woods
FacesSouth
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$99/mo
Taxes (2025)$5,608/yr
PetsYes
CommunityPlayground · Pool

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,353 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$467
HOA fee — from the listing$99
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,525
Interest rate6.00%
Loan term

Estimated payment

$3,353/mo

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$467
HOA / condo fee$99
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $415K
$398KedgeAI estimate $440,783 · range $429K$464K$482K

vs edgeAI estimate

−5.8%

$/sqft vs St Cloud actives

$195 vs $221

Days on market

10 vs 33 typical

Where $195/sqft sits among the 400 St Cloud actives

99
126 · this home
87
37
16
35
$156–192$192–228$228–264$264–300$300–335$335+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 5583 SABAL DRIVE

Drive times from this address

Orlando Int’l Airport (MCO)34 min
Downtown Orlando39 min
Universal Orlando46 min
Walt Disney World51 min

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

188 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $415,000 · 10 days on market since
2021Built · WIREGRASS

Reality check

What actually sold near 5583 SABAL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

30843 LINDENTREE DRIVESold · Jul ’26

$640,000

30843 LINDENTREE DRIVE · same community

4 bd · 4 ba · 2,728 sqft · $235/sqft · 18 DOM

140 S ZUNI ROADSold · Jun ’26

$370,000

140 S ZUNI ROAD

4 bd · 2.5 ba · 2,140 sqft · $173/sqft · 165 DOM

454 WINDY WILLOW WAYSold · Apr ’26

$380,455

454 WINDY WILLOW WAY

3 bd · 2.5 ba · 2,100 sqft · $181/sqft · 99 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Linda Johnson

Your agent

Linda Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5583 SABAL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5583 SABAL DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Linda's phone and CRM.

Goes straight to Linda’s phone and CRM.

Straight answers

5583 SABAL DRIVE FAQs

What would the monthly payment be for 5583 SABAL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,353/mo — principal and interest, the actual property-tax bill, the $99/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5583 SABAL DRIVE?+

The association fee works out to $99 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5583 SABAL DRIVE?+

The most recent tax bill on record (2025) was $5,608. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5583 SABAL DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $415,000, this home is listed about 2% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5583 SABAL DRIVE?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ROCK WELL REAL ESTATE · Traci Prantner. MLS #S5153149.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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