Linda Johnson

101 E SAINT LUCIA LOOP, APOLLO BEACH, FL, 33572

Active450 days on marketListed Apr 25, 2025MLS #TB8373786

Priced 82% below the APOLLO BEACH 33572 medianCARIBBEAN ISLES RESIDENTIAL COOPERATIVE

About this home

101 E SAINT LUCIA LOOP

**Build Your Dream Home in Paradise** Caribbean Isles Residential Cooperative, in beautiful Apollo Beach, welcomes you to an active 55+ gated waterfront community where resort-style living meets laid-back Florida charm. This prime corner lot is cleared and ready for your custom single-wide (16' min) or double-wide (24' max) manufactured home. Enjoy no lot rent – just a low $242 monthly maintenance fee in a resident-owned community. Bring your pets (with some restrictions), bring your golf cart, and bring your boat — with a private boat launch, boat storage, and golf cart-friendly streets, every day feels like vacation. Soak in the sunshine at the heated pool, join neighbors for year-round events and activities, or simply relax in this professionally managed, welcoming neighborhood. Opportunities like this don’t last — build new and live the lifestyle you deserve in Caribbean Isles.

Facts & features

The home at a glance

0.18 ac

Lot size

Inside

Outside & construction

Community & fees

HOA fee$242/mo
Taxes (2024)$533/yr
PetsBreed Restrictions, Number Limit, Size Limit
CommunityCanal Front · Community Boat Ramp · Water Access · Waterfront · Deed Restrictions · Dog Park · Gated Community - No Guard · Golf Carts OK · Park · Pool · Waterfront Complex

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Public · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$953 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$471
FHA mortgage insurance (est.)$35
Property tax — 2024 actual bill$44
HOA fee — from the listing$242
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,800
Interest rate6.00%
Loan term

Estimated payment

$953/mo

Principal & interest$471
FHA mortgage insurance (est.)$35
Property taxes (actual bill)$44
HOA / condo fee$242
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Apollo Beach

Map of 101 E SAINT LUCIA LOOP

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)44 min

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

MiddleShields Middle School★★★★
HighLennard High School★★★★★
ElementaryCypress Creek Elementary School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 82% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

Apr 25, 2025Listed at $80,000 · 450 days on market since

Reality check

What actually sold near 101 E SAINT LUCIA LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

120 SAINT MARTINS WAYSold · Mar ’26

$124,900

120 SAINT MARTINS WAY · same community

2 bd · 2.5 ba · 672 sqft · $186/sqft · 1 DOM

104 E SAINT JOHNS WAYSold · Oct ’25

$80,000

104 E SAINT JOHNS WAY · same community

2 bd · 1.5 ba · 672 sqft · $119/sqft · 0 DOM

134 W SAINT ANNES CIRCLESold · Feb ’26

$160,000

134 W SAINT ANNES CIRCLE · same community

2 bd · 2 ba · 732 sqft · $219/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Linda Johnson

Your agent

Linda Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 101 E SAINT LUCIA LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 101 E SAINT LUCIA LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Linda's phone and CRM.

Goes straight to Linda’s phone and CRM.

Straight answers

101 E SAINT LUCIA LOOP FAQs

What would the monthly payment be for 101 E SAINT LUCIA LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $953/mo — principal and interest, the actual property-tax bill, the $242/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 101 E SAINT LUCIA LOOP?+

The association fee works out to $242 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 101 E SAINT LUCIA LOOP?+

The most recent tax bill on record (2024) was $533. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 101 E SAINT LUCIA LOOP?+

The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $80,000, this home is listed about 84% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 101 E SAINT LUCIA LOOP?+

Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS SOUTH SHORE · Judith Martin. MLS #TB8373786.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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