13603 E 92 HIGHWAY, DOVER, FL, 33527
Active348 days on marketListed Aug 7, 2025MLS #TB8415193
About this home
13603 E 92 HIGHWAY
This property comes with a 3-2-1 rate buydown, reducing the buyer’s interest rate by 3% for the first year of their loan, 2% the second year and 1% the third. Buyer is not obligated to use Matt Weaver of CrossCountry Mortgage to have offer accepted however must use Matt Weaver to receive the buydown. The Matt Weaver Team can issue loan approvals in as little as 5 days and close in 10. Restrictions apply. Matt Weaver NMLS175651. Discover a rare opportunity in Dover: A solid, well-located property on a generous 0.53-acre lot (approx. 90' × 240'), offering both space and flexibility. Home comes with a brand new, never been used 2nd septic tank ready for you to add a mobile home or ADU, pre-approved by the county for up to 900qsft for a second unit within the lot. Take advantage of this rear opportunity. The main house features 2 stories with updates throughout. No HOA, and plenty of yard space.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,425
Sqft
0.53 ac
Lot size
1947
Year built
Two
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,629 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,629/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.2%
$/sqft vs UNPLATTED
$242 vs $293
Days on market
348 vs 69 typical
Where $242/sqft sits among the 258 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dover
Get to know Dover. See the full Dover guide →
DOVER 33527 — neighborhood snapshot
Population
16,412
Median age
38.3
Median income
$77,658
Median home value
$347,300
Avg household
2.96
Households w/ children
1,800
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dover market
$422K → $442K
Dover median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
118 of 258
UNPLATTED have cut their price
Median sold price, Dover, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the DOVER 33527 median. See the full Dover market guide →
Paper trail
This home's history
Reality check
What actually sold near 13603 E 92 HIGHWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$175,000
4409 SMITH RYALS ROAD · same community
3 bd · 2 ba · 1,344 sqft · $130/sqft · 2 DOM
Sold · Dec ’25$398,000
16409 LAKE BYRD DRIVE · same community
3 bd · 2 ba · 1,695 sqft · $235/sqft · 6 DOM
Sold · Dec ’25$265,000
3616 NICHOLS ROAD · same community
3 bd · 2 ba · 1,152 sqft · $230/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Linda Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13603 E 92 HIGHWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13603 E 92 HIGHWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Linda's phone and CRM.
Straight answers
13603 E 92 HIGHWAY FAQs
What would the monthly payment be for 13603 E 92 HIGHWAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,629/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13603 E 92 HIGHWAY?+
The most recent tax bill on record (2024) was $3,421. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dover?+
At $345,000, this home is listed about 38% below the Dover median of $554,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13603 E 92 HIGHWAY?+
Mann Middle School (middle), Valrico Elementary School (elementary), Brandon High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DOVER 33527 market on paper
$345,000 is 31% below the DOVER 33527 median of $499,000, and at $242/sqft it sits under the Dover average of $281.
02Time on market is leverage
348 days on market against a Dover median of 69 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Mann Middle School, Valrico Elementary School, Brandon High School, Patricia Sullivan Metropolitan Ministries Partnership School — Valrico Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $389,000, now $345,000 — a $44K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of IMPACT REALTY TAMPA BAY · Gisselle Amparo. MLS #TB8415193.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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