Linda Johnson
$1,699,000$1,875,0004 bd3 ba2,706 sqft$628 /sqft$12,087 /mo all-in ↓

5603 TYBEE ISLAND DRIVE, APOLLO BEACH, FL, 33572

Active273 days on marketListed Nov 5, 2025MLS #TB8445060

Reduced $176KWaterfrontPrivate poolSingle Family ResidenceMIRABAY PH 2A-3

About this home

5603 TYBEE ISLAND DRIVE

This home was built in 2023 but it lives as if it was brand new because the owners barely spent any time here, they are looking to get rid of their Florida waterfront stunner. Experience Resort-Style Living All Year in This Waterfront MiraBay Masterpiece. Discover unparalleled luxury and coastal charm in this stunning waterfront residence, perfectly situated within the highly coveted gated community of MiraBay. Blending elegance, comfort, and practicality, this exceptional home delivers the ultimate Florida lifestyle—complete with direct saltwater canal access just minutes from Tampa Bay. A boater’s paradise, the property features a private dock and boat lift, ideal for spontaneous sunset cruises or weekend adventures on the water. Step outside to your own private oasis—a custom-designed heated saltwater pool and spa accented with LED lighting and surrounded by a seamless panoramic screen enclosure that offers unobstructed water views while keeping even the smallest insects out. The expansive lanai is built for entertaining, complete with a gourmet outdoor kitchen featuring durable cabinetry, striking granite countertops, a full suite of outdoor appliances, and a Japanese teppanyaki grill—perfect for unforgettable culinary moments. A built-in kegerator with a custom dual-tap ceramic beer tower adds a playful, functional touch to this entertainer’s haven. Inside, the home showcases 4 spacious bedrooms, 3 full bathrooms, and a dedicated office with built-in cabinetry—ideal for remote work or quiet study. The open-concept kitchen serves as the heart of the home, boasting a waterfall-edge quartz island, under mount sink, and premium stainless steel appliances. Luxurious marble flooring flows throughout, complemented by soaring multi-tray ceilings with LED accent lighting for a dramatic yet inviting ambiance. The impressive pavered front porch and grand entryway set the tone for what’s inside. Retreat to the serene primary suite, where sliding glass doors open to the lanai and tranquil canal views. Remote-controlled blackout drapery ensures restful privacy, while the spa-inspired en-suite bath showcases elegant finishes and thoughtful details. Every bathroom is equipped with modern, high-end toilets featuring electric bidets. Additional upgrades include a whole-home generator, Culligan water treatment system, full irrigation, and a three-car garage with ample storage. You’ll also enjoy enhanced privacy. Smart home technology offers effortless control over pool settings, lighting, and more—making everyday living seamless. For those seeking a turnkey experience, high-end furnishings that have been barely lived in are also available for purchase, allowing you to move right in and embrace the MiraBay lifestyle. As a MiraBay resident, you’ll have access to world-class amenities, including a state-of-the-art fitness center, luxurious clubhouse, tennis and pickleball courts, resort-style pools with waterslides, and an on-site café. Complimentary kayaks, paddleboards, and watercraft are also available for exploring the scenic canals and bay. This home isn’t just a residence—it’s a waterfront sanctuary offering an unmatched blend of sophistication and coastal living. Don’t miss this rare opportunity to own a piece of paradise in one of Apollo Beach’s most coveted communities. Schedule your private tour today and discover why MiraBay is the ultimate destination for refined Florida living.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,706

Sqft

0.27 ac

Lot size

3

Garage

2023

Year built

One

Levels

$628

Per sqft

Private poolWaterfrontPartiallyPets allowed

Inside

FlooringOther · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Other · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Dry Bar · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofMetal · Other
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorBalcony · Lighting · Other · Outdoor Grill · Outdoor Kitchen · Sidewalk · Sliding Doors

Community & fees

HOA fee$173/mo
Taxes (2024)$23,390/yr
PetsYes
CommunityBay/Harbor Front · Canal Front · Dock · Fishing · Lake · Marina · Private Boat Ramp · Water Access · Waterfront · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$12,087 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,168
PMI (est., until 20% equity)$637
Property tax — 2024 actual bill$1,949
HOA fee — from the listing$173
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $169,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $169,900
Interest rate6.00%
Loan term

Estimated payment

$12,087/mo

Principal & interest$9,168
PMI (est., until 20% equity)$637
Property taxes (actual bill)$1,949
HOA / condo fee$173
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.7M
$947KedgeAI estimate $1,122,991 · range $986K$1.2M$1.8M

vs edgeAI estimate

+51.3%

$/sqft vs Apollo Beach actives

$628 vs $226

Days on market

273 vs 50 typical

Where $628/sqft sits among the 386 Apollo Beach actives

210
85
40
27
17
7 · this home
$153–232$232–312$312–391$391–470$470–549$549+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mirabay

Map of 5603 TYBEE ISLAND DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

Mirabay — neighborhood snapshot

Population

2,133

Median age

56

Median income

$98,381

Median home value

$406,778

Avg household

2

Households w/ children

218

For the school run

Hillsborough County School District

ElementaryApollo Beach K-8 School★★★★
HighLennard High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$460K$466K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

218 of 386

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 279% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,699,000 $176K
Nov 5, 2025Listed at $1,875,000 · 273 days on market since
2023Built · MIRABAY PH 2A-3

Reality check

What actually sold near 5603 TYBEE ISLAND DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

614 PINCKNEY DRIVESold · Jun ’26

$1,050,000

614 PINCKNEY DRIVE · same community

4 bd · 3 ba · 2,698 sqft · $389/sqft · 262 DOM

5704 TYBEE ISLAND DRIVESold · Jul ’26

$1,435,000

5704 TYBEE ISLAND DRIVE · same community

4 bd · 3 ba · 2,733 sqft · $525/sqft · 40 DOM

703 PINCKNEY DRIVESold · Feb ’26

$1,500,000

703 PINCKNEY DRIVE · same community

4 bd · 3 ba · 2,931 sqft · $512/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Linda Johnson

Your agent

Linda Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5603 TYBEE ISLAND DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5603 TYBEE ISLAND DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Linda's phone and CRM.

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Goes straight to Linda’s phone and CRM.

Straight answers

5603 TYBEE ISLAND DRIVE FAQs

What would the monthly payment be for 5603 TYBEE ISLAND DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,087/mo — principal and interest, the actual property-tax bill, the $173/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5603 TYBEE ISLAND DRIVE?+

The association fee works out to $173 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5603 TYBEE ISLAND DRIVE?+

The most recent tax bill on record (2024) was $23,390. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5603 TYBEE ISLAND DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $1,699,000, this home is listed about 247% above the Apollo Beach median of $489,450. The market section on this page shows how the area is trending.

Which schools are assigned to 5603 TYBEE ISLAND DRIVE?+

Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,699,000 runs 279% above the APOLLO BEACH 33572 median — but at 2,706 sqft it's also 25% larger than the typical Apollo Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

273 days on market against a Apollo Beach median of 50 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,875,000, now $1,699,000 — a $176K cut. The full history is in the market section below.

Listing courtesy of CAPSTAR REAL ESTATE LLC · Jacob Schmidt LLC. MLS #TB8445060.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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