5610 N RIVER SHORE DRIVE, TAMPA, FL, 33603
Active89 days on marketListed May 15, 2026MLS #TB8503620
About this home
5610 N RIVER SHORE DRIVE
BACK ON THE MARKET!!Rare opportunity to own a beautifully renovated riverfront home directly on the Hillsborough River in Tampa, featuring a grandfathered dock directly in front of the property. This spacious 5 bedroom 3.5 bath residence offers expansive windows with stunning river views, hardwood floors, and thoughtfully designed living space throughout. The remodeled kitchen features a gas range and modern finishes, while updated bathrooms add comfort and style. The former garage has been converted into two additional rooms connected by a Jack and Jill bathroom, ideal for guests, a home office, or flexible use. Enjoy true Florida waterfront living with direct river access just steps from your door. The extended driveway offers ample parking, and the home is completely move in ready. Property did not experience flooding during Helen & Milton, providing added confidence for waterfront buyers. Conveniently located near hospitals, shopping, and downtown Tampa. Come see this beautiful waterfront gem.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,600
Sqft
0.17 ac
Lot size
2011
Year built
Two
Levels
$519
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,168 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,168/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+83.8%
$/sqft vs Tampa actives
$519 vs $299
Days on market
89 vs 43 typical
Where $519/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33603 — neighborhood snapshot
Population
20,267
Median age
37.9
Median income
$64,632
Median home value
$344,100
Avg household
2.32
Households w/ children
2,222
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
210 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 190% above the TAMPA 33603 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5610 N RIVER SHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$462,000
1510 W POWHATAN AVENUE · same community
4 bd · 3 ba · 1,610 sqft · $287/sqft · 13 DOM
Sold · Sep ’25$335,000
1008 W POWHATAN AVENUE · same community
2 bd · 2 ba · 1,504 sqft · $223/sqft · 30 DOM
Sold · Jan ’26$345,000
5615 N MCKAY AVENUE · same community
3 bd · 2 ba · 1,392 sqft · $248/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Linda Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5610 N RIVER SHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5610 N RIVER SHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Linda's phone and CRM.
Straight answers
5610 N RIVER SHORE DRIVE FAQs
What would the monthly payment be for 5610 N RIVER SHORE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,168/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5610 N RIVER SHORE DRIVE?+
The most recent tax bill on record (2025) was $14,618. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5610 N RIVER SHORE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $1,349,900, this home is listed about 200% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5610 N RIVER SHORE DRIVE?+
Graham Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Hillsborough High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,349,900 runs 190% above the TAMPA 33603 median — but at 2,600 sqft it's also 64% larger than the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
89 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,375,000, now $1,349,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Gissel Fonseca. MLS #TB8503620.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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