3909 45TH TERRACE W UNIT 106, BRADENTON, FL, 34210
Active92 days on marketListed May 7, 2026MLS #TB8505536
About this home
3909 45TH TERRACE W UNIT 106
This Two Story Townhouse is in the gated community of Lakeside Village. On the first floor, there is a beautiful kitchen with a total appliance package, including washer and dryer. The kitchen overlooks the dining room and large open great room. There is also a powder room on the first floor. Upstairs there are three bedrooms and two full baths. The floor plan is the most highly sought after in Lakeside Village. The unit has fresh paint throughout, and is available for a quick move-in. Residents enjoy the beautiful community swimming pool along the convenient location of Lakeside Village. From this location, residents are close to IMG Academies, entertainment, a short drive to world class beaches, many shopping opportunities, endless dining choices, Historic Downtown Bradenton, I-75, UTC mall, downtown Sarasota, multiple hospitals, boating, and so much more. This beautiful townhouse is immediately ready for occupancy. It is clean, updated, unfurnished, and won't disappoint. All applications must be submitted to the association and be approved prior to occupancy. Application submittals must be 30 days in advance of desired occupancy date or closing date. Only 2 vehicles per unit are allowed. Minimum Credit score required by the HOA is 660.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,429
Sqft
0.5 ac
Lot size
2007
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$1 vs $246
Days on market
92 vs 55 typical
Where $1/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
218 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3909 45TH TERRACE W UNIT 106
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$209,540
3707 45TH TERRACE W UNIT 104 · same community
2 bd · 2.5 ba · 1,429 sqft · $147/sqft · 97 DOM
Sold · Apr ’26$230,000
3707 45TH TERRACE W UNIT 101 · same community
3 bd · 2.5 ba · 1,200 sqft · $192/sqft · 94 DOM
Sold · Aug ’25$206,000
3609 45TH TERRACE W UNIT 102 · same community
3 bd · 2.5 ba · 1,200 sqft · $172/sqft · 329 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Linda Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3909 45TH TERRACE W UNIT 106 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3909 45TH TERRACE W UNIT 106 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Linda's phone and CRM.
Straight answers
3909 45TH TERRACE W UNIT 106 FAQs
What would the monthly payment be for 3909 45TH TERRACE W UNIT 106?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3909 45TH TERRACE W UNIT 106?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $1,800, this home is listed about 100% below the Bradenton median of $389,650. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Bella Nowak. MLS #TB8505536.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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