Linda Johnson
$359,000$365,0003 bd2 ba1,960 sqft$183 /sqft$3,635 /mo all-in ↓

5513 GOLDEN ISLES DRIVE, APOLLO BEACH, FL, 33572

Active66 days on marketListed Jun 4, 2026MLS #TB8514715

Priced 20% below the APOLLO BEACH 33572 medianReduced $6KVillaMIRABAY PARCEL 7 PHASE 1

About this home

5513 GOLDEN ISLES DRIVE

Welcome to your slice of paradise in the highly sought-after Sea Crest neighborhood of Mira Bay! This beautifully maintained 3-bedroom, 2-bath with an office villa offers the perfect blend of comfort, privacy and Florida living. From the moment you arrive the charming front porch invites you to slow down and enjoy the coastal lifestyle. Inside, spacious living areas flow seamlessly together, creating an ideal setting for both entertaining and everyday living. The private primary suite serves as a peaceful retreat with a large sliding door leading out to the patio. Two additional bedrooms are tucked away on the opposite side of the home, providing privacy and space for both family and guests. Step outside to the expansive rear patio with a pond view, where you can enjoy morning coffee, evening cocktails, or simply relax and take it the tranquil surroundings. Whether hosting friends, or enjoying a quiet evening at home, the outdoor living space is sure to become your favorite destination. As a resident of Mira Bay, you'll enjoy the access to the exceptional resort-style ammenities, including a waterfront clubhouse, pool with cabanas, fitness center, tennis and pickleball quarts, parks, playgrounds, walking trails, and fun community events throughout the year. Perfectly situated near waterfront dining, shopping, and some of Florida's most beautiful Gulf Coast beaches, this home offers more than just a place to live-it, offers a lifestyle. Welcome to Mira Bay, where every day fells like a vacation!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,960

Sqft

0.1 ac

Lot size

2

Garage

2004

Year built

One

Levels

$183

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · L Dining · Open Floorplan
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorIrrigation System

Community & fees

HOA fee$432/mo
Taxes (2025)$9,248/yr
PetsCats OK, Dogs OK, Yes
CommunityClubhouse · Community Mailbox · Fitness Center · Gated Community - Guard · Golf Carts OK · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,635 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,113
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$771
HOA fee — from the listing$432
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,565Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,565
Interest rate6.00%
Loan term

Estimated payment

$3,635/mo

Principal & interest$2,113
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$771
HOA / condo fee$432
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $359K
$318KedgeAI estimate $338,965 · range $331K$354K$373K

vs edgeAI estimate

+5.9%

$/sqft vs Apollo Beach actives

$183 vs $224

Days on market

66 vs 50 typical

Where $183/sqft sits among the 384 Apollo Beach actives

142 · this home
121
38
25
22
36
$153–209$209–264$264–320$320–375$375–431$431+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mirabay

Map of 5513 GOLDEN ISLES DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

Mirabay — neighborhood snapshot

Population

2,133

Median age

56

Median income

$98,381

Median home value

$406,778

Avg household

2

Households w/ children

218

For the school run

Hillsborough County School District

ElementaryApollo Beach K-8 School★★★★
HighLennard High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$460K$458K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

221 of 384

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $359,000 $6K
Jun 4, 2026Listed at $365,000 · 66 days on market since
2004Built · MIRABAY PARCEL 7 PHASE 1

Reality check

What actually sold near 5513 GOLDEN ISLES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

205 STAR SHELL DRIVESold · Sep ’25

$320,000

205 STAR SHELL DRIVE

3 bd · 2 ba · 1,920 sqft · $167/sqft · 9 DOM

733 CHATHAM WALK DRIVESold · Apr ’26

$285,000

733 CHATHAM WALK DRIVE

4 bd · 2 ba · 1,889 sqft · $151/sqft · 57 DOM

729 CHATHAM WALK DRIVESold · Apr ’26

$312,000

729 CHATHAM WALK DRIVE

4 bd · 2 ba · 1,880 sqft · $166/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Linda Johnson

Your agent

Linda Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5513 GOLDEN ISLES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5513 GOLDEN ISLES DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Linda's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to Linda’s phone and CRM.

Straight answers

5513 GOLDEN ISLES DRIVE FAQs

What would the monthly payment be for 5513 GOLDEN ISLES DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,635/mo — principal and interest, the actual property-tax bill, the $432/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5513 GOLDEN ISLES DRIVE?+

The association fee works out to $432 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5513 GOLDEN ISLES DRIVE?+

The most recent tax bill on record (2025) was $9,248. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5513 GOLDEN ISLES DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $359,000, this home is listed about 27% below the Apollo Beach median of $489,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5513 GOLDEN ISLES DRIVE?+

Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the APOLLO BEACH 33572 market on paper

$359,000 is 20% below the APOLLO BEACH 33572 median of $449,950, and at $183/sqft it sits under the Apollo Beach average of $263.

02Strong assigned schools

Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $365,000, now $359,000 — a $6K cut. The full history is in the market section below.

Listing courtesy of 27NORTH REALTY · Lori Hall. MLS #TB8514715.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Apollo Beach homes, in your inbox

Like 5513 GOLDEN ISLES DRIVE but not quite? A daily digest of every new listing in Apollo Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Linda to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 9, 2026 at 10:48 PM UTC. The listing information on this page last changed on August 9, 2026 at 10:48 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 9, 2026 at 10:48 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 9, 2026 at 10:48 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.