2054 SUNSET POINT ROAD UNIT 38, CLEARWATER, FL, 33765
Active6 days on marketListed Jul 24, 2026MLS #TB8531629
Come see it
Upcoming open house
Sat, Aug 1
12:00 PM – 3:00 PM
About this home
2054 SUNSET POINT ROAD UNIT 38
Welcome home to this well-maintained 2-bedroom, 1-bath condominium in the established Woodlake community, where pride of ownership shines through after being lovingly cared for by the same family for more than 40 years. Offering a clean, functional layout and durable tile flooring throughout, this residence is ready for its next chapter. Enjoy peace of mind with several important updates already completed, including a new HVAC system (March 2026), refrigerator, dishwasher, microwave, and washing machine (2024), toilet (2023), electrical panel (2009), and tub surround (2009). Woodlake offers residents beautifully maintained grounds along with amenities that include a community pool, tennis courts, clubhouse, and recreational areas. The community is centrally located in Clearwater, providing convenient access to shopping, dining, parks, medical facilities, Downtown Dunedin, Safety Harbor, Tampa International Airport, and the world-famous Gulf beaches. Whether you're searching for a primary residence, seasonal getaway, or low-maintenance Florida lifestyle, this home offers an excellent opportunity in one of Clearwater's well-established condominium communities.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
960
Sqft
1973
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,036 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,036/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.6%
$/sqft vs Clearwater actives
$182 vs $218
Days on market
6 vs 47 typical
Where $182/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Woodlake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Woodlake — neighborhood snapshot
Population
220
Median age
43
Median income
$51,094
Median home value
$428,000
Avg household
2
Households w/ children
23%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
211 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the CLEARWATER 33765 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2054 SUNSET POINT ROAD UNIT 38
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$175,000
2066 SUNSET POINT ROAD UNIT 97 · same community
2 bd · 2 ba · 1,030 sqft · $170/sqft · 94 DOM
Sold · Oct ’25$178,000
2070 SUNSET POINT ROAD UNIT 111 · same community
2 bd · 2 ba · 1,030 sqft · $173/sqft · 61 DOM
Sold · Apr ’26$220,000
2054 SUNSET POINT ROAD UNIT 35 · same community
3 bd · 2 ba · 1,560 sqft · $141/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Linda Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2054 SUNSET POINT ROAD UNIT 38 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2054 SUNSET POINT ROAD UNIT 38 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Linda's phone and CRM.
Straight answers
2054 SUNSET POINT ROAD UNIT 38 FAQs
What would the monthly payment be for 2054 SUNSET POINT ROAD UNIT 38?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,036/mo — principal and interest, the actual property-tax bill, the $531/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2054 SUNSET POINT ROAD UNIT 38?+
The association fee works out to $531 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2054 SUNSET POINT ROAD UNIT 38?+
The most recent tax bill on record (2025) was $2,850. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2054 SUNSET POINT ROAD UNIT 38?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $175,000, this home is listed about 36% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2054 SUNSET POINT ROAD UNIT 38?+
McMullen-Booth Elementary School (elementary), Dunedin High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33765 market on paper
$175,000 is 37% below the CLEARWATER 33765 median of $279,000, and at $182/sqft it sits under the Clearwater average of $275.
02Know the monthly fee
The association fee is $531/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Only 6 days on market in a Clearwater market that averages 47 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Derrick Chappell. MLS #TB8531629.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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