Linda Johnson
$454,900$459,9002 bd2 ba1,300 sqft$350 /sqft$3,326 /mo all-in ↓

4926 FORECASTLE DRIVE, NEW PORT RICHEY, FL, 34652

Active120 days on marketListed Apr 12, 2026MLS #W7884745

Reduced $5KWaterfrontSingle Family ResidenceFLOR A MAR

About this home

4926 FORECASTLE DRIVE

Gulf Harbors Waterfront Living at Its Finest! The back enclosed Lanai and attached room off the back of the home 492 sq feet is not even included in the square footage and there are so many possibilities with this extra 492 square feet....... Welcome to this beautifully maintained 2-bedroom, 2-bathroom home located in the highly sought-after waterfront community of Gulf Harbors! This move-in ready gem features an updated 2025 kitchen and tastefully renovated bathroom, offering modern comfort with coastal charm. Added bonus.....Affordable insurance options! Homeowners quote of $1259 / yr and a flood quote of $3348 / yr helping keep the coastal ownership costs manageable.... 2025 Water heater, HVAC 2020, New Plumbing 2021, vinyl windows, all tile throughout. Boaters will love the deep-water access with no fixed bridges, providing a smooth ride straight out to the Gulf of Mexico —perfect for enjoying sunset cruises, fishing, or island hopping anytime you want! Enjoy exclusive access to a private community beach along with two community boat ramps, making waterfront living easy and convenient. But what truly sets this home apart is the lifestyle! Gulf Harbors is known for its friendly, social atmosphere with activities for everyone, Join the Private Community Beach for $200 / year including: Beach volleyball Cornhole tournaments Festive golf cart parades Fun-filled boat parades Year-round events at the private beach Whether you’re looking for a full-time residence or a vacation home, this property offers the perfect blend of relaxation, recreation, and community. Come experience the Gulf Harbors lifestyle—where every day feels like a vacation!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,300

Sqft

0.17 ac

Lot size

1

Garage

1971

Year built

One

Levels

$350

Per sqft

WaterfrontWater view

Inside

FlooringCeramic Tile
AppliancesRange · Refrigerator
InteriorCeiling Fan(s) · Solid Surface Counters · Window Treatments
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorSprinkler Metered

Community & fees

Taxes (2025)$3,447/yr
PetsCats OK, Dogs OK
CommunityCommunity Boat Ramp · Deed Restrictions · Dog Park · Golf Carts OK · None

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,326 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,678
FHA mortgage insurance (est.)$201
Property tax — 2025 actual bill$287
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,922Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,922
Interest rate6.00%
Loan term

Estimated payment

$3,326/mo

Principal & interest$2,678
FHA mortgage insurance (est.)$201
Property taxes (actual bill)$287
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $455K
$263KedgeAI estimate $316,294 · range $274K$445K$473K

vs edgeAI estimate

+43.8%

$/sqft vs FLOR A MAR

$350 vs $385

Days on market

120 vs 51 typical

Where $350/sqft sits among the 63 homes for sale in FLOR A MAR

12
6
12 · this home
10
12
11
$225–276$276–327$327–378$378–429$429–480$480+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flor-a-mar

Map of 4926 FORECASTLE DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)50 min
Downtown Tampa54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Flor-a-mar — neighborhood snapshot

Population

2,712

Median age

56

Median income

$96,857

Median home value

$435,193

Avg household

2

Households w/ children

136

For the school run

Pasco County School District

HighGulf High School★★★★
MiddleGulf Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$280K$260K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

37 of 63

FLOR A MAR have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 102% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $454,900 $5K
Apr 12, 2026Listed at $459,900 · 120 days on market since
1971Built · FLOR A MAR

Reality check

What actually sold near 4926 FORECASTLE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5061 ENSIGN LOOPSold · Jun ’26

$290,000

5061 ENSIGN LOOP · same community

3 bd · 2 ba · 1,303 sqft · $223/sqft · 0 DOM

5540 LEEWARD LANESold · May ’26

$345,000

5540 LEEWARD LANE · same community

2 bd · 2 ba · 1,316 sqft · $262/sqft · 0 DOM

4247 FLORAMAR TERRACESold · May ’26

$480,000

4247 FLORAMAR TERRACE · same community

3 bd · 2 ba · 1,324 sqft · $363/sqft · 102 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Linda Johnson

Your agent

Linda Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4926 FORECASTLE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4926 FORECASTLE DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4926 FORECASTLE DRIVE FAQs

What would the monthly payment be for 4926 FORECASTLE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,326/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4926 FORECASTLE DRIVE?+

The most recent tax bill on record (2025) was $3,447. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4926 FORECASTLE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $454,900, this home is listed about 62% above the New Port Richey median of $280,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4926 FORECASTLE DRIVE?+

Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$454,900 runs 102% above the NEW PORT RICHEY 34652 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

120 days on market against a New Port Richey median of 51 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $459,900, now $454,900 — a $5K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Tim Pawloski. MLS #W7884745.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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