3638 E DELIGHT STREET, HERNANDO, FL, 34442
Active20 days on marketListed Jun 29, 2026MLS #W7886875
About this home
3638 E DELIGHT STREET
Build your Florida dream home on this beautiful 0.22-acre homesite in the peaceful River Lakes Manor community! Nestled on a paved road and shaded by mature trees, this buildable lot offers privacy, convenience, and freedom with no HOA, deed restrictions, or flood zone! Measuring approximately 80' x 120' (9,600 sq. ft.), the property has electrical service nearby, while a well and septic system will be needed, giving you the flexibility to design your property your way. Outdoor enthusiasts will love being just minutes from the Hernando Chain of Lakes, renowned for excellent bass fishing, boating, kayaking, and waterfront recreation. The surrounding area also offers scenic hiking and biking trails, parks, and abundant Florida wildlife. Everyday conveniences are within easy reach, including shopping, restaurants, medical facilities, and schools. You'll be approximately 10 miles from Historic Downtown Inverness and Liberty Park, 18 miles to Crystal River, 20 miles to Ocala, and just over an hour from both Tampa and Orlando, making this an ideal location whether you're building a primary residence, seasonal retreat, or investment property. Don't miss this affordable opportunity to own a piece of Florida in a growing area with endless outdoor recreation and small-town charm. Drive by today and start planning your future home!
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$288 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$288/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 93% below the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 3638 E DELIGHT STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$180,000
6287 N CREW TERRACE · same community
2 bd · 1 ba · 660 sqft · $273/sqft · 31 DOM
Sold · Jun ’26$265,000
6649 N DELTA TERRACE · same community
3 bd · 2 ba · 1,490 sqft · $178/sqft · 50 DOM
Sold · Dec ’25$85,000
3806 E ART LANE
2 bd · 1 ba · 672 sqft · $126/sqft · 274 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Linda Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3638 E DELIGHT STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3638 E DELIGHT STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Linda's phone and CRM.
Straight answers
3638 E DELIGHT STREET FAQs
What would the monthly payment be for 3638 E DELIGHT STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $288/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3638 E DELIGHT STREET?+
The most recent tax bill on record (2025) was $102. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando?+
At $18,950, this home is listed about 95% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3638 E DELIGHT STREET?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Jack Pasmore. MLS #W7886875.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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