3607 RANCH ROAD, VALRICO, FL, 33596
Active2 days on marketListed Jul 22, 2026MLS #W7887878
About this home
3607 RANCH ROAD
Situated on a shared lot which comprises two distinct residences, this unique secondary building offers a tranquil living experience located on 1.6 acre with the added benefit of attendance zone for excellent schools. This home features two king size bedrooms, one bathroom, and a spacious, versatile loft area perfect for an office, or recreation room. No carpet in entire house. No HOA. Washer and Dryer Located in the patio area of the primary house. No water bill, split electric bill with the owner, you need your own internet. Background check is required. Contact the listing agent today to learn more about this unique rental opportunity!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,000
Sqft
1.6 ac
Lot size
1978
Year built
Multi/Split
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs UNPLATTED
$2 vs $305
Days on market
2 vs 34 typical
Where $2/sqft sits among the 163 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
75 of 163
UNPLATTED have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the Valrico median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 3607 RANCH ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$509,050
2748 CR 543 · same community
2 bd · 1 ba · 1,008 sqft · $505/sqft · 162 DOM
Sold · Dec ’25$115,000
6804 N 78TH STREET · same community
2 bd · 1 ba · 1,074 sqft · $107/sqft · 2 DOM
Sold · Dec ’25$75,600
2217 N 64TH STREET · same community
3 bd · 1 ba · 910 sqft · $83/sqft · 185 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Linda Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3607 RANCH ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3607 RANCH ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Linda's phone and CRM.
Straight answers
3607 RANCH ROAD FAQs
What would the monthly payment be for 3607 RANCH ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3607 RANCH ROAD?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $1,950, this home is listed about 100% below the Valrico median of $474,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BE3 · Song Yang. MLS #W7887878.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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